Bajaj EMI Card comes with a pre-approved loan limit of up to Rs. 2 lakh, which you can use to purchase your favourite products hassle-free through a zero down payment facility. You can also check your pre-approved offer online by doing a Bajaj EMI card login online on the customer portal. However, sometimes. You may experience that your Bajaj EMI card is blocked for several reasons, including missed EMI payments or a dip in your CIBIL score. If you find yourself in such a case, you can unblock the Bajaj EMI card and continue to purchase your items as usual by following some important tips and guidelines.
Here are a few tips to unblock your Bajaj EMI card online without visiting Bajaj Finserv's office
Failure to make payments
If you fail to make a payment on your monthly installment, your card will likely be blocked. However, unblocking the Bajaj Finserv Card is possible if you pay off your last bill to rectify the issue. You can do so in many ways, including online payment through the website and mobile app.
ECS Mandate is incomplete
Electronic clearing system mandate processing is essential for you to continue using the card. If you encounter a problem with your ECS mandate, you can request a new mandate from your nearest Bajaj Finserv representative. When submitting a new mandate, you should pay your installment in advance if you plan on initiating the mandate before the 22nd of each month. Then, within 45 days after your mandate has been processed, you will be able to continue to use the card.
A low score of CIBIL
To ensure that you can unblock the Bajaj EMI card and continue to use your Bajaj Finserv EMI Network Card in the future, you must have a minimum credit score of 750. You can use three methods to unblock the Bajaj EMI card if your CIBIL score dips. You will be required to settle any overdue, retrieve a copy of your most recent CIBIL score, and get in touch with Bajaj Finserv staff directly through the website to unblock your Bajaj EMI card.