EMIs are a simple and convenient way to purchase high-value items without breaking the bank. However, shopping on EMI wasn't always as simple as it is now. Shopping for EMIs is now easier, faster, and simpler. You can buy on EMI even if you don't have a debit or credit card. Consider three alternatives to using a credit card to obtain EMIs.
Financing available in-store
This facility is available when you shop at a store that is part of the Bajaj Finserv EMI Network. Aside from using cardless EMIs, you can also take advantage of No Cost EMIs. You only have to repay the product's cost and make no additional payments.
Bajaj Finserv's EMI Network is extensive, with over 43,000 vendors and 1 million+ product and categories. As a result, you can use No Cost EMIs to pay for various products and services, including electronics, groceries, and healthcare services, and select a flexible repayment term of your choice.
Electronic wallets
Another option for shopping on EMI without using a credit card is to use digital wallets. One such advantage is making purchases on EMIs when using certain wallets, such as the Bajaj Finserv Wallet. Aside from providing all of the features of a digital wallet, it also includes a digital EMI Network Card. You can shop on No Cost EMI with just a few simple taps.
Shop at Bajaj partner stores and use cardless EMI to make large-ticket purchases more affordable. You do not need to wait for approval or documentation because your KYC information has already been submitted. So, the next time you want to buy something expensive, don't rule out EMIs as a payment option just because you don't have a credit card. Simply use these card-free options to enjoy EMI shopping.
How To Purchase Products with Bajaj EMI Card
On the EMI Network, you can buy electronics, gadgets, clothing, and home decor, among other things, on easy EMIs without a credit card. When you shop at the 1.2 lakh+ partner stores, simply use your EMI Network Card or the Insta EMI Card to convert the cost of your purchase into easy EMIs.
You can buy electronics, gadgets, and lifestyle products from any partner store by walking into one of them and selecting the product you want to buy.
So, what are you holding out for? Apply for an Insta EMI Card today to make cardless EMI payments.