Benefits and Drawbacks of Using a Bajaj Finserv Insta EMI Card


The Bajaj Insta EMI card is a perfect credit option for online and offline shopping for electronics, accessories and other household items. It is the best card that allows you to shop mobile or any product on EMI without a credit card. 

However, Bajaj Finserv Insta EMI Card is far better than a credit card. You can easily get it from the Bajaj Finserv app. The EMI card has several benefits and also very few drawbacks. Keep reading to know more about it. 



The Bajaj Finserv EMI card is a type of credit tool that offers flexible repayment and no-cost EMIs. In addition, the Bajaj Finserv Insta EMI Card offers you benefits that are rarely found on other credit, like lucrative cashback and discounts. This incredible card has endless benefits, and it is the best EMI card in the market, with a plethora of stunning features. 

Bajaj Finserv Insta EMI Card is a card that is also available on the Bajaj Finserv EMI card app. You do not need a physical card when shopping for your essentials. Along with this, this card also has several other unique and amazing features. 

The Bajaj Finserv Insta EMI Card comes with a pre-approved loan amount of up to Rs. 2 lakh. Using this card, you can purchase certain products by paying zero upfront charges. 

Read: How To Check the Status of the Insta EMI Card Online?

In the list of primary advantages, the possibility of online and offline purchases remains at the top. This card is accepted by various platforms affiliated with Bajaj Finserv, like; Flipkart, Amazon,, Croma, Vijay Sales, & many more. These platforms have millions of products, and you can shop them using your regular Bajaj Finserv EMI card app or Bajaj Finserv EMI Network card. 

The shopping experience has become easier and more hassle-free with the help of the Bajaj Finserv Insta EMI Card. By getting this Bajaj Finserv EMI card, you can purchase your favorite mobile on EMI without a credit card at any time without worrying about the cash crunch. 


Furthermore, there are no such big drawbacks to the Bajaj Finserv Insta EMI Card. The only issue with this card is that it does not allow customers to withdraw cash from ATMs. And you cannot transfer the money from this card to your wallet or bank. Regardless of these drawbacks, it is a perfect card for online and offline electronics and household items shopping.

Rajeev Sinha

My name is Rajeev Sinha and I am a Finance Expert & completed my Masters in Finance and Administration. I have good knowledge about different finances schemes which may help you through my content and answers on this blogging website.

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