Using the Bajaj Finserv Insta EMI Card, you can purchase no-cost EMIs and zero down payment options. You can place the order using the card details on the Bajaj Finserv app. Here are some advantages and disadvantages that come with having a Bajaj Finserv Insta EMI Card.
Advantages
1. An exceptional online shopping journey
The convenience of shopping from the comfort of your home is indeed a blessing. Also, with the Bajaj Finserv Insta EMI Card, you can shop for products at zero down payment and No cost EMIs. The card can be used for purchases on top online platforms such as Amazon, Flipkart, Reliance, etc.
2. Affordable offline shopping
Sure, online shopping is more comfortable, but traditional shopping is incomparable. Offline shopping is advisable while buying expensive products. The Bajaj Insta EMI Card App provides access to every detail of your Insta EMI Card. With the Insta EMI Card, you can purchase high-priced products at a zero-down payment facility.
3. Enjoy the purchasing power of up to four lakhs
Whether it is household items, furniture, or smartphones, the Insta EMI Card can help you buy anything without compromising your monthly expenditure. The card offers Rs. 2 lakhs purchasing capacity and No-cost EMI options.
4. Easy and secure payment option
When you are opting to purchase using your Insta EMI Card, you can be worry-free about safety issues. You get access to easy and secure payment options. The payment is enabled via OTP, using your registered mobile number. The payment will be debited only when you enter the OTP and agree to proceed with the purchase.
Must Read: How To Find Bajaj Finserv Insta EMI Card Partner Stores
Disadvantages
1. Overspending
You may tend to overspend because the Bajaj Finserv Insta EMI Card offers zero down payment and No-cost EMI options. You may view every purchase in terms of monthly EMIs hence the items may not seem expensive. Moreover, if you want to know every detail of your purchase, you to the Bajaj Finserv app. Make sure to be prudent not to max out on your card budget to avoid hefty financial constraints.
2. Processing fee
Before using the card or purchasing any item, look for the transaction charges or processing fees that apply. In case of any detail, log in to the Bajaj Finserv app to view any applicable fees on the zero down payment or No-cost EMI options.