Bajaj EMI card is one of the best credit tools available in the market for you to purchase. The application, purchase, and even the Bajaj card limit check can easily be done online without any hassle. There are also some effective ways to increase your EMI card limit like paying your EMIs on time, maintaining higher credit and CIBIL score, etc.
Here are the ways that will help you with your Bajaj card limit check online
Visit the online customer portal of Bajaj Finserv, i.e., Experia. It is the one-stop solution regarding all queries about the services provided by Bajaj finance.
Log in to get attended
You will have to enter the customer ID, mobile number, or email address when you visit the Experia portal so that authentication can be done.
You will receive an OTP on your phone via SMS or email, whichever you have gone for, and once you enter the OTP, you will get logged in for your Bajaj card limit check.
Move to the following steps
After logging- into the portal, you can efficiently perform your Bajaj card limit check procedure:
Click on 'services.'
Then you will see 'My Relations' on the following list of options; click on it.
Then go to 'EMI card details'; as soon as you click on this option, you will get your card details and see your EMI card's limit.
How to increase the Bajaj EMI card limit?
Now that you are done with your Bajaj card limit check, and if you need more than this for your following wish list, you need to reflect on how to increase your Bajaj EMI card limit. Although the highest loan limit that the Bajaj EMI network card comes with is an amount of 2 lakh rupees.
However, this limit may vary for different users as it depends on multiple factors such as their monthly income, repayment capacity, and, most importantly- the CIBIL score. The CIBIL score is a three-digit score that is awarded to you as a consumer based on factors such as credit history, repayments and timely payment of bills, etc., to increase your EMI card limit, maintain a good credit score by maintaining a better repayment history, paying bills and EMIs on time. So, before searching for how to increase the Bajaj EMI card limit, think about improving your CIBIL score and repayment history.