If you are shopping on EMI, the Bajaj Finserv Insta EMI Card lets you convert all your purchases into easy EMIs. Moreover, you can visit the website to check the Insta EMI Card charges. Here are the best practices for instant Bajaj Finserv Insta EMI Card approval.
Best tips for instant Bajaj Finserv Insta EMI Card approval
- Maintaining an adequate credit score is the foremost thing you need to do.
- Make sure to pay all your prior EMI dues on time to build a strong portfolio.
- If you have a steady and regular source of income, you can easily get your Bajaj Finserv Insta EMI Card approved.
- Submit all the essential documents like identity proofs, Aadhaar, ECS mandate, canceled cheques, etc. with the correct details.
By following all these practices, you can easily get your Bajaj Finserv Insta EMI Card application approved instantly.
Features and Benefits
Online Shopping
The Insta EMI Card offers shopping on EMI through websites such as Bajaj Mall, Amazon, MakeMyTrip, Croma, Tata, Vijay Sales, and Reliance Digital. Also, you may check the website for getting the Insta EMI Card charges.
Everything on easy EMIs:
No need to worry about paying a huge amount at a time as you can do shopping on EMI. You can purchase groceries, electronics, furniture, home appliances, and more to split heavy bills into easy EMIs.
Lower-EMI special schemes:
You can opt for special schemes while shopping on EMI, such as a long repayment tenure or low monthly EMI. Moreover, you can visit the website to check the Insta EMI Card charges.
Zero down payments:
During festive seasons, the Insta Card offers zero down payment options where you don't have to pay anything at the purchase time.
Applicable fees:
Let us look at the Insta EMI Card charges:
- Insta EMI Card fee: Rs. 530 (including taxes)
- Add-on Card fee: Rs. 199 (including taxes)
- Loan enhancement fee: Rs. 99 + taxes will get added to the first EMI.
- Convenience fee: Rs. 99 + taxes will get added to the first EMI.
- Annual charges: Rs. 117 (including taxes)
However, yearly fee charges get applicable to the EMI Network Card holders who have not availed of any loan during the preceding years.
Reasons to get the Insta EMI Card:
Here are six reasons to get the Insta EMI Card:
- End-to-end online
- Quick processing
- Minimal documentation
- 1 million+ products
- 1.2+ lakh stores
- 3000+ cities