Is it Possible to Apply for Insta EMI Card Without Any Credit History



The Bajaj Finserv EMI Network card is one of the best cards that you can ever have. Whether you're looking to purchase a TV, refrigerator, air conditioner, cell phone, or any other device or flight tickets, the Bajaj Finserv EMI Network Card is an all-around option. This card allows you to purchase electronic products and services at no cost EMI and with flexible payment terms. It's one of the ideal cards for online and offline shopping when you're short on cash or need any product immediately. 


However, do you know how to apply for an Insta EMI card? Well, you can apply for a Bajaj Finserv EMI network card simply with basic documents. This process just consists of a few basic steps that you need to follow to get your Bajaj Finserv EMI Network card. You can apply for this card online or offline from the stores affiliated with Bajaj Mall. Anyways, the easiest way to get an EMI card is online, just follow these steps and know how to apply for a Bajaj Finserv EMI card.


How to apply for a Bajaj Finserv EMI Card Online?

  • To apply for the Bajaj Finserv card online, you need to visit the Bajaj Mall website where you will be asked to enter your 10-digit mobile number and verify it with OTP. 

  • You will then be asked to provide basic information such as your name, date of birth, pan card details, and PIN code. 

  • After submitting the form, you will be prompted to select a job type and gender, then click submit to review your pre-approved credit limit. 

  • Then get verified by completing KYC with an Aadhaar card or Pan card. 

  • There you will be asked to pay a one-time fee of INR 530 and then enter your usual bank details. 

  • Complete the application process and tap Activate Card to get your Bajaj Finserv EMI NIC. 


Additionally, you do not need any credit history to apply for this card. You just need a good CIBIL Score, a minimum of 750 to apply for a Bajaj Finserv EMI Network Card. Some of the essential documents you need to get this Bajaj EMI card are an Aadhaar card, an ECS mandate, a PAN card, and a canceled cheque. 


When you get your Bajaj EMI Card, you can simply use Bajaj card login details to shop online or offline through affiliated Bajaj stores. 


Related: Online Procedure to Activate Your Insta EMI Card


Rajeev Sinha

My name is Rajeev Sinha and I am a Finance Expert & completed my Masters in Finance and Administration. I have good knowledge about different finances schemes which may help you through my content and answers on this blogging website.

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