Ever thought about the possibility of shopping on EMI without a credit card? The majority of the buyers are unaware of the availability of the above-mentioned option.
Yes. You can now make your purchase on EMI using the most popular Bajaj EMI network card in around 1.2 lakh partnered stores in 3,000+ cities of India. Also, you can make use of lucrative schemes like no-cost EMI and zero down payment options.
Here is a comprehensive look into the advantage of shopping on EMI without a credit card.
How To Pay on EMI without a credit card
All you need is a Bajaj Finserv EMI card to enjoy the benefits of purchasing on EMI without credit card. You can get a pre-approved credit limit and zero down payment facilities with its minimal one-time documentation. You can also get no-cost EMIs where you need not pay additional charges for shopping on EMI without a credit card.
Benefits of shopping on EMI without a credit card
Let's explore the benefits of EMI without a credit card:
1. The Bajaj Finserv lets you purchase on EMI without a credit card by offering a pre-approved credit limit and zero down payment options for buying high-value items such as appliances, washing machines, and holiday bookings.
2. You can get a credit limit of up to Rs 2 lakhs apart from no-cost EMIs and zero down payment facilities.
3. You do not have to pay interest on the borrowed amount.
4. You will get flexible repayment tenure from 3 to 36 months on purchasing products on EMI without a credit card.
5. No foreclosure charges are applicable if you repay the loan before the due date.
6. There is no additional documentation required while shopping on EMI.
7. You can access discounts, zero down payment options, and exclusive offers.
8. You can easily manage the EMI card and check for zero down payment options.
Read Also: Shop Now, Pay Later – How to Use an Bajaj EMI card on Amazon?
Documents required to get the Bajaj Finserv EMI card
Here's the list of documents you need to get the Bajaj EMI card:
- PAN card
- Cancelled cheque
- Address proof
- Signed ECS mandate
The application process for the Bajaj Finserv EMI card
You can either apply online or offline for the Bajaj Finserv EMI card:
Online:
You can apply online through the Bajaj Customer Portal- My Account for the Insta EMI card as an existing customer.
Offline:
You can get the EMI card while purchasing gadgets from any Bajaj Finserv partner stores.