How to instantly get approved for a Bajaj Finserv Insta EMI Card


The Insta EMI Card is one of the most beneficial and lucrative credit options in the Indian market. Apart from providing multiple benefits like no-cost EMI and zero down payment, it also provides cashback and other discount options. The process of getting your Insta EMI Card is also very simple and effortless.

Here's how to apply for Bajaj EMI Card online and check the eligibility. Keep reading to know more!

The process to apply for the Insta EMI Card online

You can apply for the Insta EMI Card online via the Bajaj Finserv website and app. The procedure is 100% digital with an instant clearance duration of thirty seconds. However, you need to check the eligibility of the Insta EMI Card to get approval. 

Insta EMI Card Application procedure for new users

  • Visit the Bajaj Finserv Insta EMI Card page and click the "Apply" button to apply for the Insta EMI Card online
  • Enter your 10-digit mobile number and verify the OTP sent to your phone
  • Fill in your basic details, such as your full name, PAN, date of birth, and PIN code
  • Select your employment and gender
  • Check your pre-approved card limit
  • Complete your KYC verification using your Aadhaar card or DigiLocker
  • Post successful KYC, pay a joining fee of Rs. 530
  • Click on ‘Activate Now’
  • Complete your e-mandate process by entering your bank account number and IFSC code.

After successful e-mandate registration, start using your card to shop on No Cost EMIs

Insta EMI Card application procedure for existing users

  • Login to My Account to apply for the Insta EMI Card online. 
  • Check your pre-approved offers to see if you have an Insta EMI Card offer. 
  • Click on the link to initiate the application process.
  • Pay Rs. 117 as annual fee charges.
  • Post successful payment, and receive a confirmation message on your registered mobile number. 

Eligibility of Insta EMI Card

  • You must be an Indian citizen.
  • Your age should be between 21 to 65 years.
  • You must have a regular source of income from business or profession.

Rajeev Sinha

My name is Rajeev Sinha and I am a Finance Expert & completed my Masters in Finance and Administration. I have good knowledge about different finances schemes which may help you through my content and answers on this blogging website.

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