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In India, buying expensive items like electronics, home appliances, and furniture can be a challenge due to the high cost. However, with the advent of EMI (Equated Monthly Installments) options, individuals can now purchase their desired products without having to pay the full amount upfront. Bajaj Finserv Insta EMI Card is one such payment option that is gaining popularity due to its ease of use and convenience.
Bajaj Finserv Insta EMI Card
Bajaj Finserv Insta EMI Card is a payment option that enables individuals to convert their purchases into easy EMIs. The card can be used to purchase various products across multiple categories, including electronics, appliances, fashion, and lifestyle. The card offers instant approval, and the process is entirely online, making it convenient for users to apply for and use.
To apply for a Bajaj Finserv Insta EMI Card, individuals need to meet specific eligibility criteria. These criteria include:
Age Limit
Applicants need to be between 21 and 65 years of age to be eligible for the card.
Employment Status
Applicants must be salaried individuals or self-employed individuals with a regular source of income.
Income Criteria
To be eligible for the Bajaj Finserv Insta EMI Card applicant must have a regular source of income.
Credit Score
A credit score is a critical factor in determining an individual's eligibility for Bajaj EMI Card. Applicants need to have a credit score of at least 720 to be eligible for the card.
Steps to Apply for Bajaj Finserv Insta EMI Card Online
The process to apply for Bajaj Finserv Insta EMI Card online is straightforward and can be completed in a few steps. The steps include:
- Visit the Bajaj Finserv online portal
- Enter and verify your mobile number through an OTP
- Evaluate your credit limit by entering your age and income details
- Check the pre-approved credit limit on your Bajaj Finserv Insta EMI card
- Validate your details and pay a minimal joining fee of Rs. 530
- After paying the joining fee, you can access your Bajaj Finserv Insta EMI Card on the Bajaj Finserv app
In conclusion, the Bajaj Finserv Insta EMI Card is a convenient payment option that enables individuals to buy expensive products without having to pay the full amount upfront. To apply for the card, individuals need to meet specific eligibility criteria, including age limit, employment status, income criteria, and credit score.
Related: Unlock the Power of Credit - The Minimum CIBIL Score Needed for Bajaj Finance EMI Card