If you're looking to make a big-ticket purchase, but don't have the cash to do so, an EMI card can help you spread the cost over time. The Bajaj Finserv Insta EMI Card is one such option that is popular in India.
Bajaj Finserv Insta EMI Card
The Bajaj Finserv Insta EMI Card is a payment card that allows you to convert your purchases into easy monthly instalments. With the Bajaj Finserv Insta EMI Card, you can buy a wide range of products and services on EMI, from electronics to travel and everything in between. The card is linked to your pre-approved limit, which allows you to make purchases up to that limit and pay for them in easy EMIs.
Here are the top features of the Bajaj Finserv Insta EMI Card:
No Cost EMI
One of the biggest advantages of the Bajaj Finserv Insta EMI Card is that it allows you to make purchases on a no-cost EMI basis. This means that you don't have to pay any interest on your EMIs, which can help you save a lot of money in the long run. This feature is particularly useful if you're planning to make a big-ticket purchase like a new smartphone or laptop.
High Credit Limit
Another benefit of Bajaj EMI Card is that it comes with a high credit limit. Depending on your creditworthiness, you can get a limit of up to Rs. 2 lakh. This means that you can make purchases up to this limit and pay for them in easy EMIs.
Easy Application Process
Getting a Bajaj Finserv Insta EMI Card is easy and hassle-free. You can apply for the card online by visiting the Bajaj Finserv website. The application process is simple and can be completed within minutes. Once your application is approved, your EMI Card will be dispatched to your registered address within 7-10 days.
Wide Network of Partner Merchants
The Bajaj Finserv Insta EMI Card is accepted by a wide network of partner merchants across India. You can use the card to buy products and services from some of the biggest brands in the country, including Samsung, LG, Vivo, and more. This means that you can enjoy the convenience of EMI payments at a variety of retailers.
Flexible Repayment Tenure
The Bajaj Finserv Insta EMI Card offers a flexible repayment tenure, ranging from 3 months to 24 months. This means that you can choose a repayment tenure that suits your financial situation and pay for your purchases in easy EMIs. The longer the repayment tenure, the lower the EMI amount, which can help you manage your finances better.
No Documentation Required
One of the biggest advantages of the Bajaj Finserv Insta EMI Card is that it doesn't require any documentation. Unlike traditional loans that require a lot of paperwork, the EMI card only requires your basic information, like your name, address, and contact details. This means that you can get access to credit quickly and without any hassle.
Also read: Shop For the Latest iPhone 14 on No Cost EMIs Online