In today's world, owning a credit card has become a necessity for most people. Credit cards have made life easier by providing instant credit, rewards, cashback, and many other benefits. But did you know about the Bajaj EMI card, which has a unique set of benefits that can make your life easier?
This EMI card is a unique offering from Bajaj Finserv that allows you to buy products on EMIs at zero or minimal down payment. In this article, we will discuss how Bajaj EMI cards can make your life easier.
How Bajaj EMI card benefits you
- Zero or minimal down payment - When you purchase products on EMIs using the Bajaj EMI card, you can enjoy zero or minimal down payment. This means you can buy products without putting a lot of money upfront. This is especially useful when you want to buy expensive products like laptops, mobile phones, TVs, and furniture.
- No-cost EMI - Bajaj EMI card offers no-cost EMI on selected products, which means you only pay the product price and no interest. This is a significant benefit as it saves you a lot of money on interest charges, making the product more affordable.
- Wide range of products - Bajaj EMI card can be used to purchase products from various categories like electronics, appliances, furniture, watches, and lifestyle products. This gives you a lot of options to choose from and buy products that suit your lifestyle.
- Easy repayment options - Bajaj EMI card offers easy repayment options, which means you can choose the repayment tenure according to your convenience. You can choose to pay in EMIs ranging from 3 to 24 months, depending on the product and your repayment capacity.
- Instant approval - Bajaj EMI card offers instant approval, which means you can start using the card as soon as you apply. The entire process of applying for the card is quick and hassle-free.
- Higher loan amount - Bajaj EMI card offers a higher loan amount than traditional credit cards, making it easier for you to purchase expensive products.
- Online access - Bajaj EMI card offers online access, which means you can track your purchases, check your outstanding balance, and even make payments online.
How to apply for a Bajaj EMI card online
Applying for a Bajaj EMI card online is a simple and straightforward process. Here are the steps:
- Visit the Bajaj Finserv website and click on the 'Bajaj EMI Card' tab.
- Click on 'Apply Now' and fill in the required details.
- Once you submit the application, you will receive an instant approval or rejection message.
- If your application is approved, you will receive the card within 7-10 working days.
Conclusion
In conclusion, Bajaj EMI card is a unique offering from Bajaj Finserv that can make your life easier in many ways. It allows you to buy products on EMIs at zero or minimal down payment, offers no-cost EMI on selected products, has a wide range of products to choose from, offers easy repayment options, offers higher loan amounts, and has online access. Applying for a Bajaj EMI card is also a quick and hassle-free process. So, if you are looking for a credit card that offers unique benefits, Bajaj EMI card should be on your list.
Also read: 5 Reasons You Should Consider Getting an EMI Card