We all love to shop, don’t we? The feeling of getting a new gadget or a trendy outfit can be exhilarating. But when it comes to paying for these purchases, especially big ticket items that are beyond our immediate financial capacity, things can become a little stressful.
Enter EMI or Equated Monthly Installment. This facility has revolutionized the way we shop and pay for our purchases, making them more affordable and convenient. With EMI, you can buy the things you want and pay for them in monthly installments, making it easier to manage your finances.
One of the leading players in the EMI segment is Bajaj Finserv. With their easy-to-use Bajaj EMI card, they have made shopping and payments a breeze for millions of customers. In this article, we will take a comprehensive look at how Bajaj EMI card works and how to use it on Flipkart.
How Bajaj EMI Card Works
First off, let’s understand the basics of Bajaj EMI card. Essentially, it is a pre-approved loan that you can use to make purchases at Bajaj Finserv’s partner stores. You can use the card to buy a variety of products, from electronics to furniture, clothing to appliances, and more.
The loan amount is pre-decided by Bajaj Finserv, based on your creditworthiness. You can then repay this loan in monthly installments, ranging from 3 to 24 months depending on the product and the store.
Here’s how you can apply for a Bajaj EMI card:
1. Visit one of Bajaj Finserv’s partner stores or their website
2. Choose the product you want to buy
3. Apply for EMI financing using your Bajaj EMI card
4. Complete the documentation process
5. Make the down payment (if any)
6. Take delivery of your product
It’s as simple as that! Once you have the card, you can use it to make purchases at any of the partner stores. And the best part is that you can avail exclusive discounts and offers on select products when you use your Bajaj EMI card.
Now that you know the basics of Bajaj EMI card, let’s delve deeper and see how you can use it on Flipkart.
How to Use Bajaj EMI Card on Flipkart
Flipkart is one of India’s leading online marketplaces with a wide range of products across categories and brands. And if you’re a Bajaj EMI cardholder, you can make your purchases on Flipkart even more affordable with easy EMIs.
Here’s a step-by-step guide on how to use Bajaj EMI card on Flipkart:
1. Log in to your Flipkart account or create a new one if you don’t have one already
2. Browse through the products you want to buy and add them to your cart
3. Go to the payment page
4. Under ‘Payment Method,’ select ‘EMI’
5. Choose ‘Bajaj Finserv EMI’ as your payment option
6. Enter your Bajaj EMI card details
7. Select the EMI tenure you prefer (3-24 months)
8. Confirm and complete the transaction
That’s it! You have successfully used your Bajaj EMI card on Flipkart.
One thing to note is that Bajaj EMI card is currently not available for all products on Flipkart. It is limited to select products and brands, so make sure to check if your desired product is eligible for EMI financing before making the purchase.
Advantages of Using Bajaj EMI Card
So, why should you consider using a Bajaj EMI card? Here are some of the advantages:
1. Affordability: With EMI financing, you can buy expensive products without having to pay the full amount upfront. This makes your purchases more affordable and easier to manage financially.
2. Flexibility: You can choose the EMI tenure that suits you best, ranging from 3 to 24 months. This gives you the flexibility to budget your payments according to your income and expenses.
3. Convenience: Applying for a Bajaj EMI card is easy, and once you have it, you can use it to make purchases at any of the partner stores or on select online marketplaces like Flipkart.
4. Exclusive offers: Bajaj Finserv offers attractive discounts and cashback offers for Bajaj EMI cardholders on select products. This means you can save even more money on your purchases.
5. No hidden costs: Bajaj Finserv offers transparent EMI financing with no hidden costs or charges. You will know exactly how much you need to pay each month, making it easier to plan your budget.
Conclusion
EMI financing has made shopping more affordable and accessible for millions of Indians. And with their easy-to-use Bajaj EMI card, Bajaj Finserv has made the process even simpler. You can apply for the card, make purchases at partner stores, and even use it on online marketplaces like Flipkart.
So, if you’re in the market for a big-ticket item, consider using a Bajaj EMI card. With its affordability, flexibility, and convenience, it could be just what you need to simplify your payments and manage your finances better.