Bajaj Finserv is a leading NBFC that offers a range of financial services, including consumer finance, SME finance, and wealth management. The company has built a formidable reputation for itself in the consumer finance segment, particularly in the area of consumer durable finance. Bajaj Finserv Insta EMI Card is a popular product that provides customers with a convenient and affordable way to purchase consumer durables on EMIs.
The Bajaj Finserv Insta EMI Card allows customers to convert their purchases into easy EMIs at the point of sale. The card works like a pre-approved loan that can be used to buy a wide range of products, including electronics, home appliances, furniture, and even groceries. Customers can avail of the EMI facility at more than 1.5 lakh partner stores across the country.
One of the most significant advantages of the Bajaj Finserv Insta EMI Card is the flexibility it offers in terms of repayment. Customers can choose to pay their EMIs in tenures ranging from 1 to 60 months, depending on their convenience and budget. The card also allows customers to foreclose their loan without any additional charges, making it an attractive proposition for those looking for short-term finance.
The Bajaj Finserv Insta EMI Card is also a great way to build credit history. Unlike credit cards, which are often subject to strict eligibility criteria and approval processes, the Insta EMI Card is available to all existing Bajaj Finserv customers. This makes it an excellent option for those who are just starting their financial journey and may not have a credit history yet. By using the card responsibly and paying their EMIs on time, customers can build a positive credit score, which can help them access other financial products in the future.
One of the most significant benefits of the Bajaj Finserv Insta EMI Card is the ability to increase the card limit. Customers who have been using the card for a while and have a good repayment track record can easily apply for a limit increase. The process is quick and hassle-free, and customers can enjoy higher spending power without having to go through the entire application process once again.
To increase the Bajaj EMI Card Limit Increase, customers need to follow a few simple steps. First, they need to log in to the Bajaj Finserv customer portal and click on the 'EMI Card' tab. Next, they need to click on the 'Apply for a credit limit increase' button and fill in the necessary details. Once the application is complete, Bajaj Finserv will review the application and decide on the increase in the card limit. If the application is approved, the customer will receive a communication informing them of the new limit.
Increasing the Bajaj EMI Card limit increase can be highly beneficial for customers who need to make larger purchases or have a higher monthly expenditure. It also allows customers to make the most of the EMI facility without worrying about hitting the card limit. The Bajaj Finserv customer portal also provides customers with a detailed breakdown of their transactions and EMIs, making it easier to manage their finances and plan their expenses.
In conclusion, the Bajaj Finserv Insta EMI Card is an excellent option for customers looking for affordable and convenient finance options for their consumer purchases. The ability to increase the Bajaj EMI Card limit increase makes the card even more attractive, as it provides customers with increased spending power and flexibility. With a seamless application process and quick approval times, increasing the card limit is an easy way for customers to make the most of the EMI facility and take control of their finances.