What Eligibility Criteria You Need to Match Before Applying for an Insta EMI Card?



The Bajaj Finserv EMI card is the best EMI card in India that offers beneficial schemes like no-cost EMI and zero down payment options. Now you can easily apply for your Bajaj Finserv EMI card online from the comfort of your home within minutes. All you need to do is to meet the criteria of eligibility to get the Bajaj Finserv EMI card. If you are unaware of eligibility standards, here is a detailed guide on the same. Read to know more!

Nationality 

Nationality is one of the few basic things that one has to be sure of before going for the best EMI card. If you are an Indian citizen, you have the eligibility to get the Bajaj Finserv EMI card. If someone with a different nationality tries to get the best EMI card, it might not be possible for them. 

Age factor

Then comes the age factor. The customers seeking aid and applying for the Bajaj Finserv EMI card must be between the age of 21 and 65. If the age lies beyond this particular frame, the eligibility criteria for the Bajaj Finserv EMI card don't get met. They won't be able to get the best EMI card for their transactions and will have to look for alternatives. 

Regular Income

One of the strongest grounds that decide your eligibility for the Bajaj Finserv EMI card is your income. In case you have a stable source of income, things will go well for you. You can easily get the best EMI card and can use it for your transactions. For the people who do have a source of money but have it unstable, they cannot apply for this card. In case you can switch your working for a more stable source of income, you will meet the eligibility criteria for getting the Bajaj Finserv EMI card. 

Credit score

For the people who are applying for the Bajaj Finserv EMI card, they must be aware of their credit scores. The credit score brings about a lot of differences in things and can be a huge factor in deciding whether you get the best EMI card or not. If your credit score is higher than 720, you are eligible to get the Bajaj Finserv EMI card. So, make sure your credit score is always higher. 


Also Read: Top 3 Reasons To Use Bajaj Insta EMI Card in 2023


Rajeev Sinha

My name is Rajeev Sinha and I am a Finance Expert & completed my Masters in Finance and Administration. I have good knowledge about different finances schemes which may help you through my content and answers on this blogging website.

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