Apple's iPhone 14 is one of the most anticipated releases of the year, with tech enthusiasts eagerly awaiting its arrival. However, with the phone's premium price tag, it may seem difficult to own without breaking the bank.
But with Bajaj EMI Card, you can purchase the iPhone 14 easily on EMI. In this article, we will dive deep into how you can maximize your savings when buying the iPhone 14 on EMI with Bajaj EMI Card.
Understanding Bajaj EMI Card
The Bajaj EMI Card from Bajaj Finance is a simple and convenient financing option for customers to purchase products on EMI. It is an easy-to-use financing solution, which allows you to buy high-priced mobiles like iPhone 14 on EMI without the need for a credit card. This card comes with pre-approved loan limits, allowing you to make big purchases like the iPhone 14 on no-cost EMIs. With this card, you can enjoy a host of benefits such as zero-down payment, no-cost EMI, and hassle-free repayment options.
Steps to Purchase iPhone 14 on EMI with Bajaj EMI Card
Now that you know what Bajaj EMI Card is, let's go through the steps of purchasing an iPhone 14 on EMI with this card.
Step 1: Check your pre-approved offer
Before you start the purchase process, you should check your pre-approved loan limit on Bajaj EMI Card. To do this, you need to visit the Bajaj Finserv website and provide your details. Once you've done this, you'll be able to view your pre-approved offer and loan limit.
Step 2: Visit the Apple Store
Now that you have your pre-approved loan limit, head to the nearest Apple store or visit their official website to purchase iPhone 14 online. Choose the iPhone 14 variant and storage capacity as per your choice.
Step 3: Apply for the EMI option
Once you have selected the iPhone 14 on the Apple website, you will be asked to select the payment method. Choose Bajaj EMI Card as the mode of payment and then select the preferred plan of EMI as per your convenience.
Step 4: Verify your details, and it's done!
Once you select the EMI option, you will need to validate your details and submit your EMI Card details. Once your order is verified and confirmed, you will receive the iPhone 14 on EMI at your doorstep.
Benefits of Using Bajaj EMI Card for iPhone 14 on EMI
Using Bajaj EMI Card for iPhone 14 offers numerous benefits, which can help you save money. Let's take a look:
No-cost EMI: With Bajaj EMI Card, you can purchase an iPhone 14 without any down payment on no-cost EMIs (0% interest rate). You can choose from various EMI plans ranging from 3 to 24 months.
Reduced documentation: Unlike credit cards, Bajaj EMI Card comes with reduced documentation. You can get instant approval just by providing your KYC details and put an end to the tedious paperwork.
No hidden costs: Bajaj EMI Card has a transparent pricing policy, with no hidden charges, so you never have to worry about unforeseen expenses.
Easy repayment options: With Bajaj EMI Card, you can schedule your EMI payments according to your convenience. You can choose to pay bi-weekly, monthly, or quarterly.
Convenient processing: Bajaj EMI Card offers instant approval, and you can get your iPhone 14 within a few minutes of submitting your details.
No impact on credit score: One of the essential factors in maintaining a healthy credit score is a low credit utilization ratio. If you're already using your credit card for other purchases, using Bajaj EMI Card for iPhone 14 on EMI will not affect your credit score.
Conclusion
Owning the latest iPhone isn't just about upgrading one's device; it's about staying up-to-date with the latest technology. With the Bajaj EMI Card, you can purchase iPhone 14 on EMI without affecting your savings. If you don't have the full amount, you can purchase it on no-cost EMIs at 0% interest rate, reducing the burden of the lump-sum payment.
With the comprehensive feature of Bajaj EMI Card, it provides an effortless way of availing zero-cost EMIs, reducing paperwork and multiple processes. It's the ideal financing solution for up-to-date mobile enthusiasts, allowing you to grab the latest iPhone on EMI without worrying about costs. With easy loan approvals and convenient EMI options, purchasing iPhone 14 has never been easier!
Also read: How Bajaj EMI Card Can Make Your Life Easier