Affordable mobiles are a necessity in today's world, and one company that stands out in providing reliable and cost-effective gadgets is Poorvika Mobiles. With a vast array of brands and models, Poorvika Mobiles has become a go-to destination for individuals looking for affordable and top-quality devices.
One of the challenges faced by consumers looking to purchase mobile devices is affordability. Costing thousands of rupees, smartphones often come with a hefty price tag that can make it difficult for everyone to purchase them. However, Poorvika Mobiles is changing that narrative by providing affordable options for everyone.
The introduction of Bajaj EMI cards has made it even easier to buy phones from Poorvika stores across India. The Bajaj EMI card is a payment system that allows individuals to purchase mobile phones and gadgets in instalments. This innovative payment solution makes it easy for customers to own some of the latest technology, without breaking the bank.
So, how is EMI calculated?
EMI stands for Equated Monthly Instalments, which is the fixed amount customers have to pay every month until their loan or repayment period ends. The total amount calculated includes the principal amount plus interest and fees. Once the customer reaches the end of the EMI period, they are free from the payment obligations.
When using Bajaj EMI cards in Poorvika, the applicable interest rate is agreed upon and included in the computation of EMIs. As a result, the customer can buy a high-end device without worrying about the initial price.
The Benefits of using Bajaj EMI Cards at Poorvika Mobiles
1. Affordability: As mentioned earlier, buying a mobile gadget can be expensive. Bajaj EMI Cards offer an affordable solution by allowing customers to pay for their device over a fixed period. This means that even if an individual’s budget cannot accommodate the total cost of the device at once, they can still purchase the smartphone of their dreams with ease.
2. Flexible payment options: Bajaj EMI Cards offer flexible payment options that provide customers with the freedom to choose their repayment tenure. Instead of burdening themselves with a one-time payment, they can spread their payments over a period of their choice. Depending on the device's cost, the repayment tenure varies, with options ranging from three to 24 months.
3. Easy application process: The Bajaj EMI Card application process is quick and straightforward. First-time buyers only need to fill in the necessary details and meet the eligibility requirements. Eligibility is determined by the individual's credit score, income, and employment history. Once approved, the card is dispatched within seven working days.
4. Credit Score Improvement: Bajaj Finserv provides customers with an advantage to increase their credit score when they use Bajaj EMI cards to purchase items. By making prompt payments, the credit score of an individual can steadily increase over time.
5. Exclusive Deals: Bajaj EMI Cardholders receive exclusive offers and deals at Poorvika Mobile stores as part of the Bajaj Finserv Network. These bonuses are available through a diverse range of companies in different sectors. For instance, individuals using the card can get discounts on hotels, travel, fashion, and more.
In conclusion, with the introduction of Bajaj EMI cards, Poorvika Mobiles has made buying an affordable phone a possibility. The payment method offers many benefits for customers, including affordability, flexible payment options, easy application process, credit score improvement, and exclusive deals. If you're looking to purchase a new smartphone, consider visiting one of the Poorvika Mobiles outlets and purchasing it using a Bajaj EMI card.