In today's world, everything is all about convenience - and that includes shopping. When it comes to purchasing items that you need or want, the traditional method of saving up money until you can afford to pay for them in full is often not feasible. That's where the Bajaj EMI card comes in handy. It's an innovative product that has quickly become popular, allowing shoppers to purchase an item on credit and then pay it back in monthly instalments later on. In this article, we will explore where you can use a Bajaj EMI card and why it can be a great option for buy now pay later .
What is a Bajaj EMI Card?
A Bajaj EMI card gives you the ability to purchase items at approved merchant outlets using a credit facility provided by Bajaj Finance Limited. The card allows you to choose the repayment tenure, ranging from 3 to 24 months. Essentially, the card works like a personal loan, but with flexible repayment options that can benefit you if you have a tight budget.
Benefits of Using a Bajaj EMI Card
The most significant benefit of using a Bajaj EMI card is that you don't have to pay for your purchases in one lump sum, but instead pay for them over a period of time. This makes it possible to buy items that would otherwise be out of your budget range and pay for them over several months instead. The Bajaj EMI card also provides an interest-free period in which you can pay off your purchases without paying any interest. However, after this period, a certain percentage of interest will apply to the outstanding amount on the card. Nonetheless, the Bajaj EMI card is still a great option for those who are looking to buy now and pay later.
Where Can I Use a Bajaj EMI Card?
The Bajaj EMI card can be used at over 90,000 partner stores across India, including popular retailers such as Flipkart, Amazon, Samsung, and many more. The list of approved merchants is constantly growing, which means that you can use your Bajaj EMI card at even more stores in the future. Here are some popular places where you can use a Bajaj EMI card to make your purchases more affordable:
1. Online Shopping Portals
Online shopping portals like Amazon, Flipkart, MakeMyTrip, Yatra, and others allow you to make purchases using your Bajaj EMI card. These portals offer a wide range of products that you can buy on credit, from electronic devices to furniture and clothing. Moreover, you can easily apply for a Bajaj EMI card through any of these online retailers, which makes the process of shopping and financing all done at one platform.
2. Home and Furniture Stores
Bajaj EMI card can be used at home and furniture stores like Pepperfry, Home Centre, and Urban Ladder. These stores offer an extensive range of affordable home décor and furniture pieces that you can purchase using a Bajaj EMI card. This gives you the opportunity to update your home without having to pay for everything in one go.
3. Consumer Electronics Stores
Consumer electronics stores like Vijay Sales, Croma, and Reliance Digital also accept Bajaj EMI card payments. This means that you can buy laptops, mobile phones, tablets, and other electronic devices that you need for work, leisure, or study without worrying about making a one-time payment for them.
4. Grocery Stores
Some grocery stores now accept Bajaj EMI cards for payments, which makes it easier for you to buy all your groceries without worrying about the cost. Stores like Reliance Fresh and Big Bazaar allow you to pay for your grocery shopping in instalments by using your Bajaj EMI card.
5. Medical Stores
Medical expenses can be a burden, especially for those who don't have health insurance. However, with Bajaj EMI card, you can pay for medical bills in instalments at select medical stores. This option can help you manage unexpected medical expenses without having to dip into your savings account.
Conclusion
Using a Bajaj EMI card allows you to buy now and pay later. The card allows you to repay your purchases in instalments rather than in one lump sum, giving you flexibility and affordability. With over 90,000 partner outlets across India, you can use your Bajaj EMI card to make purchases at popular online shopping portals, grocery stores, consumer electronics stores, medical stores, and furniture stores. This makes it easier for you to manage your finances and pay for what you need when you need it. Start exploring the world of Bajaj EMI card, and take advantage of the benefits it can offer when you travel, shop, and manage your finances.