With the impeccable precision and design of the latest iPhone 13 Pro Max, many individuals are looking to acquire one. However, the price tag may not appeal to everyone's pocket. But worry not! Opting for 'iPhone 13 Pro Max EMI' payment method can enable you to own this device by making payments at your convenience. This guide explores how you can purchase the iPhone 13 Pro Max on EMI and exploit the 'buy now pay later' scheme that various financial institutions and online platforms offer.
The iPhone 13 Pro Max boasts an alluring Ceramic Shield front cover, Pro camera system with unbelievable low-light photography, Super Retina XDR display, and the fastest chip ever in a smartphone, among other captivating specifications. These features make it an excellent investment.
Embracing the iPhone 13 Pro Max EMI schemes means splitting the payment into small, manageable monthly installments. It is usually enabled by banks, Non-Banking Financial Companies (NBFCs), and e-commerce platforms, offering customers the privileges of the buy now pay later model.
Here's how you can secure your iPhone 13 Pro Max on EMI.
Choose Your Preferred Sales Platform
When it comes to purchasing your device, you have multiple options. You could opt for brick-and-mortar stores or online platforms. However, it's recommended that you choose from popular and reliable online platforms such as Apple online store, Amazon, Flipkart, Reliance Digital, and others. These platforms often provide better deals and the flexibility of EMI payments.
Look for EMI Payment Option
Once you have found your iPhone 13 Pro Max, before checking out, look for the EMI payment option. This option is usually under the 'Payment Methods' during checkout. Most platforms will offer a variety of EMI plans from different banks and NBFCs.
Select Your EMI Plan
EMI plans greatly differ depending on your credit card bank or chosen NBFC. Here, it would be best to compare tenures, rate of interest, processing fees, and overall cost. Choose a plan that best fits your budgetary needs.
Complete Your Purchase
After selecting the EMI plan, you can proceed to finalize your purchase. Input your credit card details, and the EMI will be set up automatically. Note that the total cost of the device will be blocked on your credit card, reducing your card limit by that amount. However, this amount will be released as you pay your EMIs.
Buy Now Pay Later Apps
The 'buy now pay later' model is a popular scheme for the younger generation who want to own cutting-edge technology, like the iPhone 13 Pro Max, without making an immediate one-time payment. Apps like ZestMoney, LazyPay, Simpl, and ePayLater partner with various online platforms to offer you credit and facilitate easy repaying options with nominal interest rates.
Each app has its own set of features, benefits, and limitations. Signing up for these apps involves a quick KYC process, after which a predesignated credit amount is assigned. You can choose the buy now pay later option during checkout, split the amount into easy installments and enjoy your new iPhone 13 Pro Max without any financial strain.
Final Thoughts
In conclusion, schemes like the iPhone 13 Pro Max EMI and buy now pay later have modernized the way we buy. These options not only make pricey products accessible but also provide ease of repayment that won't drain your savings at once.
Navigating these options can be tricky, but with some research and financial planning, you can easily find a scheme that works in your favor. Make sure to read all the terms and conditions and understand any charges or interest rates before diving in. Happy shopping!